top of page
Term Loans &
Cash Advance

Qualifications for Unsecured Business Loans:

Unlike your traditional bank loans, these loans will not require collateral, good credit, or tax returns when applying. This is basically like an unsecured business loan, there is no collateral needed, no real estate needed, and no equipment needed! This type of loan will be the easiest and fastest process available if time is of the essence.


• 4 to 12 Months’ Time in Business
• 500 Minimum Credit Score
• Minimum of $8,000 Monthly Gross Revenue
• Available in All 50 States
• No Collateral Required – No Assets Required – No Real Estate Required
• Loan Amounts from $5,000 to $2 Million
• Terms Ranging from 3 Months to 24 Months
• No Restrictions on Use of Proceeds

The qualifications for our ACH MCA loans will be based on your average monthly deposits in your business bank account(s). We typically will need to see your last 4 to 6 months bank statements, and from there we’ll get the monthly average. Not only do we look at your gross deposits, but we also look at the total number of deposits, insufficient funds, and if you had any negative balance days throughout the month. The strength of the business is based on your cash flow, so it’s very important to represent your strength by showing good daily balances and no insufficient funds.

To learn more about our ACH Merchant Cash Advance program you can call

516-345-4210 and speak to one of our specialist.

bottom of page